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Student loans

These days turning your interests into a career path and gaining a qualification, is just the beginning of your study journey. Prepare for life-long learning and several job changes.

To gain the skills you need to adapt to the ever changing work environment, consider how you're going to pay for your education. Taking out a student loan is an option, however taking into account future upskilling requirements, consider your ability to repay your debt.

Advice on taking out a student loan

The website is a fantastic tool for planning your study. There are helpful tips for managing your money while you study, a budgeting tool for calculating living costs, and graduating with a manageable student loan.


If you're a New Zealand Citizen, you may be eligible for a student loan and/or living allowances via StudyLink for compulsory course fees, course-related costs, day-to-day living expenses, and other outlays like managing a disability or childcare.